CFO Loans is a trusted financial solutions provider offering a wide range of secured and unsecured loans—including Sangla OR/CR, car financing, real estate loans, loan takeouts, and OFW loans—to help Filipinos achieve their personal and business goals.
You can apply online through our website, visit any of our branches, or contact us directly. Our team will guide you through the requirements and approval process.
Approval time varies depending on the loan type and completeness of your documents. For most loans, initial approval can be as fast as 24 to 48 hours.
Not all. Some loans like Sangla OR/CR and Real Estate Loans require collateral, while others, like our OFW/Seafarer loans, is eligible for unsecured loans.
Sangla OR/CR allows you to use your vehicle’s Official Receipt and Certificate of Registration as collateral—without surrendering your car—to access quick cash.
Yes. The vehicle remains with you and only the OR/CR is taken as the collateral.
Most cars, motorcycles, and trucks that are fully paid and registered under your name may qualify.
Filipino citizens working abroad (land-based or sea-based) with a valid contract and proof of remittance can apply.
Not necessarily. You can authorize a family member or representative to apply on your behalf with proper documentation.
Loan terms are flexible and may vary depending on your income, employment contract, and credit profile.
Sangla Titulo is a loan that allows you to use your land or property title as collateral for cash financing.
We accept residential, commercial, agricultural, or vacant lots, as long as they are titled and free from legal disputes.
A loan takeout allows you to transfer your existing car or real estate loan from another provider to CFO Loans' financing partners—often with better payment terms and gives you access to quick additional funds.
It can help you access additional funds and consolidate debt at the same time.
